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OMODA & JAECOO Finance Offers

Looking to drive one of our advanced OMODA or JAECOO cars at a price that suits you? Our OMODA & JAECOO finance deals help you secure the car of your dreams with flexibility over your deposit and monthly payments, giving you all the control.

Buying a new car can be a complex process, which is why we’ve made it as easy as possible to get behind the wheel of a truly revolutionary car.



Is PCP Car Finance Right for You?

1. You decide on the length of agreement and monthly payments

2. Fixed interest rate and monthly payments

3. Variety of options available at end of the agreement

Is PCP Car Finance Fight for You?

1. You decide on the length of agreement and monthly payments

2. Fixed interest rate and monthly payments

3. Variety of options available at end of the agreement



What is PCP Car Finance?

PCP or Personal Contract Purchase is one of the most flexible ways to pay for your OMODA car. PCP is a loan or finance deal where you choose the deposit and monthly payment, deferring the remaining payment to the end of your agreement, making it more affordable throughout.

You’ll have a set annual mileage you’ll have to stick to to maintain the price of the car if you are handing it back.

At the end of your PCP agreement, you can either buy the car and make the final payment known as an Optional Final Payment or Guaranteed Future Value (GFV0), return your car or move on to your next vehicle with another PCP deal.

What is PCP Car Finance?

PCP or Personal Contract Purchase is one of the most flexible ways to pay for your OMODA car. PCP is a loan or finance deal where you choose the deposit and monthly payment, deferring the remaining payment to the end of your agreement, making it more affordable throughout.

You’ll have a set annual mileage you’ll have to stick to to maintain the price of the car if you are handing it back.

At the end of your PCP agreement, you can either buy the car and make the final payment known as an Optional Final Payment or Guaranteed Future Value (GFV0), return your car or move on to your next vehicle with another PCP deal.


How PCP works

PCP car finance is simple and easy, helping you find your new OMODA car for less:

1. Choose your OMODA and your annual mileage

2. Choose your deposit amount and we’ll calculate your monthly payments

3. Sign your PCP finance agreement and pay your deposit - we’ll deliver your brand-new OMODA car

4. Pay your monthly payments which are fixed throughout your agreement

5. Decide what you want to do at the end of your contract - either keep your vehicle and make your final payment, hand back the car or take out a new contract on a different car

How PCP works

PCP car finance is simple and easy, helping you find your new OMODA car for less:

1. Choose your OMODA and your annual mileage

2. Choose your deposit amount and we’ll calculate your monthly payments

3. Sign your PCP finance agreement and pay your deposit - we’ll deliver your brand-new OMODA car

4. Pay your monthly payments which are fixed throughout your agreement

5. Decide what you want to do at the end of your contract - either keep your vehicle and make your final payment, hand back the car or take out a new contract on a different car



PCP or Purchase Plan?

Personal Contract Purchase and Purchase Plan are similar finance options, but with a few key differences that may affect your decision:

  1. PCP requires a deposit percentage below 40%
  2. The agreement length will be between 2 to 4 years
  3. At the end of the agreement you can own the car, part exchange, or return the car to Peoples OMODA
  4. There may be restrictions to your mileage
  5. There may be an optional lump sum at the end of your agreement
  6. Compare our financial products for more information

PCP or Purchase Plan?

Personal Contract Purchase and Purchase Plan are similar finance options, but with a few key differences that may affect your decision:

  1. PCP requires a deposit percentage below 40%
  2. The agreement length will be between 2 to 4 years-
  3. At the end of the agreement you can own the car, part exchange, or return the car to Peoples OMODA
  4. There may be restrictions to your mileage
  5. There may be an optional lump sum at the end of your agreement
  6. Compare our financial products for more information


Benefits of PCP

Paying for your new OMODA with a PCP deal comes with some incredible benefits from adjustable, affordable payments to flexibility at the end of your agreement:

  1. Choose a deposit and monthly payment that’s right for you
  2. Payments are fixed throughout your agreement
  3. Choose to keep your car, hand it back or take out a new deal
  4. Pick a contract length that’s right for you
  5. Overpay and make early repayments if you’d like to

Benefits of PCP

Paying for your new OMODA with a PCP deal comes with some incredible benefits from adjustable, affordable payments to flexibility at the end of your agreement:

  1. Choose a deposit and monthly payment that’s right for you
  2. Payments are fixed throughout your agreement
  3. Choose to keep your car, hand it back or take out a new deal
  4. Pick a contract length that’s right for you
  5. Overpay and make early repayments if you’d like to

SPEAK TO OUR TEAM

To book a test drive in the OMODA, find out more or to explore personalised finance options, contact us using the below form. Alternatively, you can contact us via email, phone, or send us a message on our socials - just search @PeoplesOMODAJAECOO.

Privacy & Terms

The data you are providing on this enquiry form will only be used to further your enquiry/request via a follow-up call and/or email. If you have provided location details, this information will be used to find your nearest Peoples dealership.

Peoples OMODA Edinburgh

Address: Peoples OMODA Edinburgh, Cultins Rd, Hermiston Quay, Edinburgh,EH11 4DF

Telephone: 0131 603 7771

Peoples OMODA Falkirk

Address: Peoples OMODA Falkirk, Callendar Rd, Falkirk FK1 1SQ

Telephone: 01324 460 774

Peoples OMODA Speke

Address: Speke Hall Rd, Speke, Liverpool L24 9HQ

Telephone: 0151 541 2831

Email: Info@peoplesomoda.co.uk

Opening Hours:

Monday
09:00 - 18:00
Tuesday 09:00 - 18:00
Wednesday 09:00 - 18:00
Thursday 09:00 - 18:00
Friday 09:00 - 18:00
Saturday 09:00 - 17:00
Sunday 11:00 - 17:00

Find us here.

Terms and Conditions

Representative APR varies by model:

  • 0% APR on OMODA 5, OMODA E5, and JAECOO 7 SHS
  • 0% APR on OMODA 9
  • 3.9% APR on JAECOO 5 and JAECOO E5

Representative examples are based on 8,000 miles per year.
Credit is subject to status. UK residents aged 18+. Guarantees may be required.
Offers are available to retail customers only and cannot be combined with any other offer unless stated.
Vehicle images are for illustration purposes only.

£500 test drive voucher available on selected models where stated. Voucher subject to availability and individual offer terms.

Personal Contract Purchase (PCP)

With PCP, at the end of the agreement you have three options:

  1. Pay the Optional Final Repayment to own the vehicle.
  2. Part exchange the vehicle for a new one (subject to settlement of your existing agreement and credit approval).
  3. Return the vehicle to the finance provider with nothing further to pay, provided it is within the agreed mileage and in reasonable condition (fair wear and tear accepted).

Excess Mileage Charges

  • JAECOO 5: from 7.0p + VAT per mile
  • JAECOO 7 (petrol & SHS): from 9.0p + VAT per mile
  • OMODA 5: from 8.0p + VAT per mile
  • OMODA 9: from 13.0p + VAT per mile

Orders must be placed and accepted by 31 March 2026.
Offers may be varied or withdrawn at any time without notice.